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1. Introduction

E Stream Media Empire ("we", "our", "us") builds, manages, supports, or provides information for the following products and services: PayWise AI Budget Planner (iOS), WarrantyProof: Receipts (iOS), SmartBiz Advisor X (Web), and RaiseReady (Web + iOS). PayWise AI is currently published under an individual Apple Developer account and is managed and supported by E Stream Media. This Privacy Policy explains how we collect, use, and protect your information when you use our products or services.

2. Information We Collect

iOS Apps (PayWise AI, WarrantyProof): These apps use local-first storage. Your data is stored on your device only. We do not collect, transmit, or store personal data on our servers.

Web Apps (SmartBiz Advisor X, RaiseReady): We may collect email addresses for account creation and subscription management. We collect usage analytics to improve the product.

3. How We Use Your Information

We use collected information to: provide and operate our services, process payments and subscriptions, send important service-related communications, and improve our products based on usage patterns.

4. Data Storage and Security

iOS app data remains on your device and is subject to Apple's iOS security model. Web app data is stored on secure cloud infrastructure. We implement reasonable security measures to protect your information.

5. Third-Party Services

Some iOS apps may be distributed through Apple's App Store. Web subscriptions may be processed through third-party payment processors. These services have their own privacy policies.

6. Children's Privacy

Our services are not directed to children under 13. We do not knowingly collect personal information from children.

7. Contact Us

For privacy-related inquiries, contact us at: admin@estreamedia.my

8. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.